Personal finance is a term that covers managing your money as well as saving and investing. It encompasses budgeting, banking, insurance, mortgages, investments, retirement planning, and tax and estate planning.
Personal finance refers to managing the financial activities like investment, budgeting, saving, risk allocation, mortgages and includes personal banking, planning for a future goals or desires and any such activities to enable those goals
Smart Intelligent People Make Income-Investment=Expenses and Investment become Income
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