Personel Finance

1. Bought Toyota Matrix in 2005 new, paid it off in 2008. Still driving at 267,000 miles. Easy car to fix it yourself. 2. Maintain your own car. For larger repairs, I have a friend who is a mechanic and who fixes cars at home. 3. Do home repair and maintenance yourself as much as possible. 4. Invest in your health. I walk. 5-7 miles a day. Swimming is great too. 5. Invest in your mental health. Read every day (25-50 pages a day). No better relaxation than a book and a cup of Earl Grey for me. 6. Turn TV off. Cut the cord. 7. Always give back. Feel blessed. Donate or volunteer. Make a difference even with $10-$20 bucks. 8. Regiment your dollars. Treat them as your own soldiers and don’t send them to a needless war and needless deaths (don’t overspend). Create a reserve army (savings). Eating outside "Eating my retirement" Wow something to think about, it is eating future. The actual cost is 90% is of entertainment and 10% only ingredient cost. Make a budget is smart. If y...

  If you are an investor who is looking to accumulate Rs 1 crore, then you can do so by following the 15*15*15 rule. We have covered the following in this article: The 15*15*15 rule says that one can amass a crore by investing only Rs 15,000 a month for a duration of 15 years in a stock that offers 15% returns per annum. It is purely an effect of compounding. Before we proceed to understand 15*15*15 rule, let’s first understand compounding. What is Compounding? Compounding is a phenomenon which makes small amounts invested on a regular basis grow to a significant sum over time. This is possible as the interest earned in the previous compounding period will, in turn, earn interest in the next compounding period. Therefore, compounding is the backbone of mutual fund investments and can take people from rags to riches over time. One can take maximum advantage of compounding by starting to invest in mutual funds at the earliest. This is the primary theory behind compounding. Power of C...

1. Become vegetarian and sober. 2. Acquire technical skills(Girish has only windows open machine learning). 3.Do comedy spread positivity. 4.Track every single rupee and minute. If you can save minutes you can save life.If you can save 1 rupee you deserve 1 crore. 5.Do 25 minutes study after class soon and study on table. 6.Don't post on social media and use in between 6:00-6:15 PM only.It will increase self-esteem, confidence, and connection. 7. Achieve (Udemy) certificate 8.Don't speak useless, keep quiet and focus on work. Ex.Narendra Modi,Amit Shah ,Dhirubhai Ambani ,Dr.A.P.J.Kalam. 9. Bachelor's degree is paper important is you work on that. Mechanical people are the creator of the company.I will go for data scientist 3-4 year plan. Technologic you want to change. Data scientist I want to learn they get a positive vibe.