This is how I save./How Do I Stop Living Paycheck to Paycheck?

1. Bought Toyota Matrix in 2005 new, paid it off in 2008. Still driving at 267,000 miles. Easy car to fix it yourself.

2. Maintain your own car. For larger repairs, I have a friend who is a mechanic and who fixes cars at home.

3. Do home repair and maintenance yourself as much as possible.

4. Invest in your health. I walk. 5-7 miles a day. Swimming is great too.

5. Invest in your mental health. Read every day (25-50 pages a day). No better relaxation than a book and a cup of Earl Grey for me.

6. Turn TV off. Cut the cord.

7. Always give back. Feel blessed. Donate or volunteer. Make a difference even with $10-$20 bucks.

8. Regiment your dollars. Treat them as your own soldiers and don’t send them to a needless war and needless deaths (don’t overspend). Create a reserve army (savings).

Eating outside "Eating my retirement" Wow something to think about, it is eating future. The actual cost is 90% is of entertainment and 10% only ingredient cost. Make a budget is smart. If you are broken don't eat outside bring a glossary and cook. Learn cooking. Uninstall the food delivery app.